How To Chose The Right Divorce Lawyer

The choice of which attorney to hire for your divorce is overwhelming. The sheer number of divorce lawyers in the phone book makes your head spin. You have heard the horror stories from your friends about how horrid and expensive their divorce was and you want to avoid that pain but which way should you turn? This is a very natural response to what you have heard and seen. You have enough sense to know divorce lawyers are not your friends so you need to chose carefully. Your future and that of your children depend on how you proceed.

How To Chose The Right Divorce Lawyer
How To Chose The Right Divorce Lawyer

Having been a divorce lawyer since 1996 I will tell you the dirty inside secrets and warn you what to look out for. In California and maybe in your own state, divorce lawyers are the ONLY kind of lawyers whose fees are protected, by law, by the equity in their client’s home. It is important to know how divorce lawyers in your state are paid and find that out before you begin. Do they have the right to run up huge bills and then slap a lien on your home and force a sale at the end of the case? Over the years I have seen many, many lawyers do everything in their power to keep the case going so they could run up a bill because they knew they were going to get paid. People who advertise themselves as being “aggressive” are playing to your worst instincts. Doesn’t everyone want the MOST they can get in their settlement? If so, keep away from aggressive lawyers because by the time they are done, there will be little to divide.

Child custody and visitation issues bring out the fighting tiger in a lot of people because they are so angry at their ex it is hard for them to see how much their children need BOTH parents in their lives. It is the rare case where it would be in the child’s best interest to have limits on parental contact. Your focus during your divorce as well as your life, needs to be on what is best for the kids. Divorce lawyers who manipulate emotionally vulnerable clients by encouraging them to fight over the children are not doing them any favors. Depending on the age of the children you may have a very long co-parenting relationship ahead of you. Do you really need to start World War III with the father or mother of your child? A more child focused attorney will understand the need to create a peaceful relationship with your ex and not engage in a scorched earth policy.

The battle over property division can be the one that makes the least sense. How often do people spend more money on the fight than what the stuff is worth? People will get more if they cooperate with each other. This may seem counter intuitive to you but it is true. Think of it as dividing a pie. Which way will you get more, if you cut it in half between the two spouses or if you cut it in 4ths so that each spouse and their lawyer gets a share. It seems obvious that the fewer hands in the pie there more there is to divide.

So what is the solution? How can you find the right lawyer who has the intention to serve you rather than themselves? I am going to start by making some statements and then I am going to ask you an important question. It is a fact that our legal system is adversarial. That means there is a fight with winners and losers. The divorce process is so complicated most people just don’t want to deal with it on their own. So here is the most important question, does it make sense to avoid the adversarial system for your divorce? If keeping out of court and saving money on legal fees while protecting your assets and co-parenting relationship sounds good to you, then you really ought to explore mediation.

So let’s assume you want to proceed with mediation. You want to make sure the mediator you use has a great track record. The most important thing you want to know is how many couples have they worked with and what percentage settled. Once you find that out you can compare price, length of time it takes and other factors like personality and sex of the mediator before you make up your mind. The important thing is to have all the information you need to make an informed decision. Remember you only get one chance to have a “good divorce” so don’t go down the wrong road because you won’t like the destination.

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What You Should Know About Family Law

When issues arise within the family unit or domestic relationships get out of hand, family law is the branch of judicial problem solving that deals with a wide range of family-related issues. Throughout the United States, it is the family courts that often handle the heaviest caseload, as many jurisdictions tackle concerns that deal with gaining custody of a child to dealing with the proper procedure of finalizing a divorce.

What You Should Know About Family Law

Within the system, family law cases extend to the wealthiest of local residents to the poorest of single-parent families. No social or economic class has been spared the family court system when any area of family law is involved. Below are some of the many different areas of regulation attached to family law:

When two people wish to get married, they have to go through family law to get the proper approval needed to continue their wedding plans. The same goes for civil unions and domestic partnerships. A civil union provides same-sex couples the rights, benefits, and responsibilities much like the parameters associated with married opposite-sex couples. Domestic partnerships recognizes relationships between two people who live together in a domestic setting that have chosen not to enter traditional marriage, common-law marriage, or a civil union.

Family law then deals with the legal issues that arise during marriage. They will step in when married couples inflict harm upon one another. They will oversee adoption processes and settle surrogacy issues. When a parent abducts his or her own child, family law will be called upon to hear out the case. Child abuse is also an important branch of the law that falls under the most pressing family-related concerns.

When the relationship between two people has soured and the termination of their union has arrived, family law will deal with the matters concerning divorce and annulments. They will see that property settlements and alimony payments are arranged. In the United States, the responsibilities of the parents are dealt with under family law, such as custody hearings, visitation rights, and child support awards.

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Find a Good Family Law Attorney

If you are in need of locating a good attorney, one who specializes in family law, then you need someone who can look after your interests as well as the interests of your children. I have listed five options to help you find the attorney who is right for you.

Find a Good Family Law Attorney

1. Check with Friends, Family – People you know can be an excellent resource to help you locate a family law attorney. Somebody you know probably has been through a similar experience; their advice and support can be useful to you.

2. The Bar Association – A local or state bar association can be a wonderful resource as they will tell you which of their members specialize in Family Law. Get a hold of that list, contact the attorneys directly, and interview them. Typically, your first visit is free so that you can learn what the family law attorney will do for you, their fee structure, and much more.

3. Legal Aid Societies – Your state or county should have a legal aid society. If you find that the cost of retaining counsel is prohibitive, consider contacting your local chapter for help. Some will offer their services for free or “pro bono.” Some attorneys will charge you based on a sliding scale, taking into consideration your ability to repay. For parents with limited means, this can be a terrific option.

4. Research – Your library has legal directories featuring all kinds of legal professionals, while the internet is an excellent resource for accurate and up to date information. Forums, list servs, ads, and articles like the one you are reading now can be good sources to help you find attorney related information.

5. Check the Phone Book – One of the most popular places for attorneys to list their availability is with an old stand by: your phone book. Right smack dab in the yellow pages you will find scores of attorneys featured with all the of their contact information listed, including web sites.

Divorce certainly isn’t fun, in fact it is downright painful. Your children will suffer, but you can help ease the transition for them and you by finding an attorney who is compassionate and caring. For additional support and spiritual guidance, arrange a visit with your pastor today.

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9 Tips To Consider Before You Apply For A Personal Loan

If you have some personal needs to cover, you can go for a personal loan. There is a defined term for which these loans are granted. You have to pay off the loan as soon as the term is over. If you want to take out a personal loan, make sure you consider 9 things that are given below.

Personal Loan Tips

1. Opt for the best deal

You can use this type of loan for a myriad of purposes. You can use it to make an investment or consolidate the debt on your credit card, for instance. You may also want to read up on other types of loans to meet your needs.

2. Work the best lender

Some good sources include online lenders, credit unions and banks. The terms and the rate of interest may be different based on the lender you opt for. Therefore, it’s better to shop around and look for one that can cover your needs.

3. Don’t ignore the fine print

Make sure you know the loan terms. Don’t forget to go over the fine print. Based on your budget, you should decide whether the repayment terms are fine with you. Keep in mind that you may have to pay late payment fees as well.

Since lenders get paid in the form of interest, you may have to pay some fee in case of late payments.

4. Your credit rating should be accurate

The interest rate associated with your personal loan may be different based on your credit score. For example, if you have a bad credit score, you may have to pay 20% more in terms of interest. Therefore, it’s a good idea to ensure that your credit rating is accurate.

5. Consider the origination fees

Although you will find some lenders offering lower rate of interest, keep in mind that they may charge a special fee that may increase the interest rate. Therefore, it’s better to use a lender with a high rate instead of one who may add an origination fee.

6. Consider your limits

This is important. Before you apply for a loan, don’t forget to get a better idea of your financial situation. In other words, you should only go for an amount that you can easily pay off.

7. Consider the automatic withdrawals

During your research, you may find that some lenders are ready to offer incentives if you allow them access to your bank account for automatic withdrawal of your loan payment each month.

8. Repayments

If you find it hard to make your payments, you may want to take a look at the other options that you may have. Can you make changes to the loan terms? Is the lender ready for arbitration?

9. Variable rate or fixed rate

Can you choose a fixed or variable interest rate on your loan? Usually, a variable-rate loan allows you to begin with a lower interest rate, but it will involve risk as well. With the rise of the interest rate, the variable rate will also go up. As a result, you will have to make higher monthly payments.

So, you may want to consider these 9 tips before you apply for a personal loan.

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How To Find The Best Family Attorney To Handle Your Divorce

If you are considering a divorce, you may be at a loss about how to find the best family attorneys. If you haven’t used any before, you might not even now where to look or how to choose one. The decision is a big one, because you will likely spend a lot of time and money with the finalist. Finding the right attorney to represent you in your divorce is worth a bit of time spent researching, so the divorce can go as smoothly as possible and you can move on with your life.

The first step in the search for best family attorneys is to ask family and friends in the area if they have suggestions. Be sure to ask what they did and did not like about working with the person they suggest. Using the people you know and trust as a resource could help you find a person with whom you can feel comfortable sharing all of the personal details of a divorce. If the list from those you know is too short, you could do a quick Internet search for qualified attorneys in the area.

The next step is to reduce your list to two or three options on a short list for best family attorneys. Remember that some of the suggestions made by friends might not be attorneys skilled in divorce, or in your particular needs. Just because your best friend’s cousin is a lawyer doesn’t mean you need to use them. The most important thing is to find someone that is a good fit and is highly skilled. It is also a plus if they are local. This means they likely know the area judges, local customs and procedures, as well as the other attorneys in the area, so processes can go more smoothly.

Once the short list of best family attorneys is ready, it is time to set up interviews with the finalists. Attorneys are typically paid by the hour, but a complimentary introduction meeting is standard in the business, so you can interview them and be sure you want to hire them. Before you go, make a list of questions or discussion topics. You’ll want to discuss your personal situation and make sure they have successful experience working with someone in your position.

Consider how many children you have, the total assets you have on your own and with your spouse, and how well you and your spouse currently get along. You’ll also probably need to bring some paperwork, so ask the attorney what they need ahead of time, so you are able to get everything together. This is also the time to talk about fee structures. Be sure to ask them for a complete schedule, so you will now how much the divorce will cost you.

Make notes about all of their replies and keep them together in a file, for your reference. Once you have met with everyone and have information about their personalities, how comfortable you were with them, their experience in your kind of divorce, and what they will charge, you can make an educated decision. Then, you can proceed with the divorce and with your life with confidence.

If you would like to learn more about best family attorneys in Houston, visit KoonsFuller. http://www.koonsfuller.com/

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